:root{--navy:#12285A;--ink:#0B1736;--teal:#0EA5A0;--teald:#0B7F7B;--amber:#F5A524;--bg:#F4F7FC;--line:#DCE3F0;--body:#4F5B6E;--tint:#E6EEF9;--ic:#E3F6F5;--card:#fff;--soft:#D5DEF0}
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth;scroll-padding-top:88px}
body{font-family:Inter,Poppins,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--body);font-size:16px;line-height:1.65;padding-top:env(safe-area-inset-top,0)}
h1,h2,h3{color:var(--ink);line-height:1.2}
a{color:inherit;text-decoration:none}
:focus-visible{outline:3px solid var(--amber);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;background:var(--amber);color:var(--ink);padding:8px 16px;z-index:50}.skip:focus{left:8px;top:8px}
.wrap{max-width:1720px;width:95%;margin:0 auto;padding:0 clamp(16px,2vw,40px)}
svg.i{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.top{background:var(--ink);color:#fff;font-size:14px}
.top .wrap{display:flex;justify-content:space-between;gap:8px 24px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.tl,.tr{display:flex;gap:8px 20px;flex-wrap:wrap}.tl span+span:before{content:"|";margin-right:20px;opacity:.5}
.tr a:hover{color:var(--amber)}
nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink);font-size:18px;text-decoration:none}
.logo span{font-weight:500;color:var(--teald)}
.logo b{color:var(--ink);font-weight:700}
.brand-logo-img{height:42px;width:auto;max-width:160px;object-fit:contain;border-radius:8px;background:#fff;box-shadow:0 2px 8px rgba(18,40,90,.08);padding:2px;border:1px solid var(--line)}
.navbox{display:flex;align-items:center;gap:20px}
.menu{display:flex;gap:4px;list-style:none;padding:0;margin:0}
.menu > li{position:relative}
.menu a{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:12px;font-weight:500;color:var(--ink);transition:background .2s}
.menu a:hover{background:var(--bg)}.menu a.act{background:var(--tint);color:var(--navy);font-weight:600}
.menu .arr{margin-left:4px;font-size:12px;transition:transform .2s}
@media (min-width: 1001px) {
  .menu li:hover .arr{transform:rotate(180deg)}
  .menu li:hover .dropdown,.menu li:focus-within .dropdown{display:block}
}
.dropdown{display:none;position:absolute;top:100%;left:0;background:#fff;min-width:230px;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 32px rgba(11,23,54,.14);padding:8px 0;list-style:none;z-index:100}
.dropdown li{width:100%}
.dropdown li a{padding:10px 18px;font-weight:500;font-size:14px;border-radius:0;display:flex;align-items:center;gap:8px;color:var(--ink);min-height:auto}
.dropdown li a:hover{background:var(--tint);color:var(--navy)}

/* Navbar Search Bar */
.nav-search{position:relative;display:flex;align-items:center}
.nav-search input{height:42px;width:200px;border-radius:24px;border:1px solid var(--line);background:var(--bg);padding:0 16px 0 38px;font-size:14px;color:var(--ink);transition:all .25s ease;outline:none}
.nav-search input:focus{width:260px;background:#fff;border-color:var(--navy);box-shadow:0 4px 16px rgba(18,40,90,.12)}
.nav-search .search-icon{position:absolute;left:13px;width:16px;height:16px;color:#778;pointer-events:none}
.search-results{display:none;position:absolute;top:100%;right:0;width:300px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 16px 36px rgba(11,23,54,.16);margin-top:8px;padding:8px 0;z-index:250;max-height:360px;overflow-y:auto}
.search-results.open{display:block}
.search-item{display:flex;align-items:center;gap:10px;padding:10px 16px;color:var(--ink);font-size:14px;text-decoration:none;transition:background .15s}
.search-item:hover,.search-item.highlight{background:var(--tint);color:var(--navy)}
.search-item svg{width:18px;height:18px;color:var(--teald);flex:none}
.search-item small{color:#778;font-size:12px;margin-left:auto}

.acts{display:flex;gap:8px;align-items:center}
.burger{display:none;width:48px;height:48px;border:1px solid var(--line);border-radius:12px;background:#fff;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.burger i{width:20px;height:2px;background:var(--ink);transition:transform .25s,opacity .2s}
.burger[aria-expanded=true] i:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded=true] i:nth-child(2){opacity:0}
.burger[aria-expanded=true] i:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 24px;border-radius:14px;font-weight:600;font-size:16px;border:1px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s;white-space:nowrap;text-align:center}
.cta{background:var(--amber);color:var(--ink)}.cta:hover{box-shadow:0 8px 20px rgba(245,165,36,.4);transform:translateY(-1px)}
.ghost{border-color:var(--navy);color:var(--navy);background:#fff}.ghost:hover{background:var(--tint)}
section{padding:80px 0}.alt{background:#fff}
h2{font-size:32px;margin-bottom:8px}
.sub{max-width:680px;margin-bottom:40px}
.sub[style*="text-align:center"],.sub[style*="text-align: center"],.sub.center{margin-left:auto!important;margin-right:auto!important;text-align:center}
.hero{padding:64px 0 80px;background:linear-gradient(180deg,#fff,var(--bg))}
.hero .wrap{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
.pill{display:inline-block;background:var(--ic);color:var(--teald);font-weight:600;font-size:14px;padding:4px 16px;border-radius:99px;margin-bottom:20px}
h1{font-size:clamp(40px,3.6vw,60px);font-weight:700;letter-spacing:-.5px;margin-bottom:24px}
.lead{font-size:18px;margin-bottom:32px;max-width:520px}
.btns{display:flex;gap:16px;flex-wrap:wrap}
.vis{position:relative;padding:48px 0 32px}
.dash{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 16px 40px rgba(18,40,90,.12);padding:24px}
.dh{display:flex;justify-content:space-between;align-items:center;gap:8px;margin-bottom:16px}
.dh strong{color:var(--ink)}
.tag{display:inline-flex;align-items:center;gap:6px;font-size:12px;background:var(--tint);color:var(--navy);padding:4px 12px;border-radius:99px;font-weight:600}
.dot{width:8px;height:8px;border-radius:50%;background:#16A34A;animation:pulse 1.8s infinite}
@keyframes pulse{50%{opacity:.3}}
.kp{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:24px}
.kp div{border:1px solid var(--line);border-radius:14px;padding:16px}
.kp b{font-size:26px;color:var(--ink);line-height:1.2;display:block}.kp small{font-size:13px}
.bars{display:flex;align-items:flex-end;gap:12px;height:112px;padding:0 4px}
.bars i{flex:1;height:var(--h);border-radius:8px 8px 0 0;background:var(--navy);transform-origin:bottom}
.bars i:nth-child(even){background:var(--teal)}
.js .bars i{transform:scaleY(0)}.js .go .bars i{transform:scaleY(1);transition:transform .8s cubic-bezier(.2,.8,.2,1)}
.js .go .bars i:nth-child(2){transition-delay:.08s}.js .go .bars i:nth-child(3){transition-delay:.16s}.js .go .bars i:nth-child(4){transition-delay:.24s}.js .go .bars i:nth-child(5){transition-delay:.32s}.js .go .bars i:nth-child(6){transition-delay:.4s}.js .go .bars i:nth-child(7){transition-delay:.48s}
.note{font-size:12px;margin-top:12px;text-align:right}
.float{position:absolute;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 12px 28px rgba(11,23,54,.14);padding:12px 16px;display:flex;gap:12px;align-items:center;font-size:14px;line-height:1.4}
.float .ic{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--ic);color:var(--teald);flex:none}
.float b{color:var(--ink);display:block}
.f1{left:-32px;bottom:0}.f2{right:-16px;top:0}
.strip{background:var(--navy);border-radius:18px;display:grid;grid-template-columns:repeat(4,1fr);margin-top:-16px;position:relative}
.strip div{padding:32px 24px;text-align:center;color:#fff}.strip div+div{border-left:1px solid rgba(255,255,255,.18)}
.strip b{display:block;font-size:28px;line-height:1.3}.strip span{font-size:15px;color:var(--soft)}
.grid{display:grid;gap:24px}.g3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:32px;box-shadow:0 4px 16px rgba(18,40,90,.05);display:flex;flex-direction:column;gap:12px}
.card .ic{width:48px;height:48px;border-radius:14px;background:var(--ic);color:var(--teald);display:grid;place-items:center}
.card h3{font-size:20px}.card p{flex:1}
.more{color:var(--navy);font-weight:600;display:inline-flex;align-items:center;min-height:44px}.more:hover{text-decoration:underline}
.steps{list-style:none;padding:0}
.n{width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.ind{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;list-style:none;padding:0}
.ind li{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 8px;text-align:center;color:var(--ink);font-weight:600;font-size:15px;display:flex;flex-direction:column;align-items:center;gap:12px}
.ind svg{color:var(--teald)}
.plan.pop{border:2px solid var(--navy);box-shadow:0 16px 36px rgba(18,40,90,.16)}
.badge{align-self:flex-start;background:var(--navy);color:#fff;font-size:13px;font-weight:600;padding:4px 16px;border-radius:99px}
.plan .for{flex:0;margin-top:-8px}
.plan ul{list-style:none;padding:0;flex:1;display:grid;gap:8px;align-content:start;margin-bottom:12px}
.plan li{display:flex;gap:8px}.plan li svg{width:20px;height:20px;color:var(--teald);margin-top:3px}
.help{background:var(--navy);border-radius:18px;padding:clamp(32px,4vw,56px);display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.help h2{color:#fff}.help p{color:var(--soft)}
.help .ghost{background:transparent;color:#fff;border-color:#fff}.help .ghost:hover{background:rgba(255,255,255,.12)}
footer{background:var(--ink);color:#C9D3E8;padding:64px 0 32px}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px}
footer h3{color:#fff;font-size:16px;margin-bottom:16px}
footer ul{list-style:none;padding:0;display:grid;gap:8px}
footer .logo{color:#fff;margin-bottom:16px}footer .logo span{color:var(--teal)}footer .logo b{color:#fff}
footer .brand-logo-img{border-color:rgba(255,255,255,.2);box-shadow:0 2px 10px rgba(0,0,0,.3)}
footer a:hover{color:#fff;text-decoration:underline}
.fine{border-top:1px solid rgba(255,255,255,.15);margin-top:48px;padding-top:24px;font-size:14px;text-align:center}
@media(max-width:1000px){
.hero .wrap{grid-template-columns:1fr}.g3{grid-template-columns:repeat(2,1fr)}.ind{grid-template-columns:repeat(3,1fr)}.fgrid{grid-template-columns:1fr 1fr}.f1{left:0}.f2{right:0}
.burger{display:flex}
.navbox{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:16px 24px 24px;flex-direction:column;align-items:stretch;box-shadow:0 16px 24px rgba(11,23,54,.1)}
.navbox.open{display:flex}.menu{flex-direction:column}.acts .btn{flex:1}
}
@media(max-width:640px){
section{padding:56px 0}h1{font-size:36px}h2{font-size:26px}
.g3{grid-template-columns:1fr}.ind{grid-template-columns:repeat(2,1fr)}.fgrid{grid-template-columns:1fr}
.strip{grid-template-columns:1fr 1fr}.strip div:nth-child(3){border-left:0}.strip div:nth-child(n+3){border-top:1px solid rgba(255,255,255,.18)}
.help{padding:32px 24px}.kp b{font-size:20px}.kp div{padding:12px}.float{position:static;margin-top:12px}.vis{padding:0}.btns .btn{flex:1 1 auto;min-width:180px}
.top .tr{display:none}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}.js .bars i{transform:none}}

/* Sticky WhatsApp Floating Chat Widget */
.wa-float{position:fixed;bottom:24px;right:24px;z-index:9999;display:flex;align-items:center;gap:12px;text-decoration:none;font-family:inherit}
.wa-btn{width:58px;height:58px;background:#25D366;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(37,211,102,.45);transition:transform .25s ease,box-shadow .25s ease;position:relative}
.wa-btn:hover{transform:scale(1.08);box-shadow:0 12px 28px rgba(37,211,102,.55)}
.wa-btn svg{width:32px;height:32px;fill:#fff;display:block;flex-shrink:0}
.wa-badge-pulse{position:absolute;top:-2px;right:-2px;width:14px;height:14px;background:#EF4444;border:2px solid #fff;border-radius:50%}
.wa-tooltip{background:#fff;color:var(--ink);padding:10px 16px;border-radius:20px;box-shadow:0 8px 24px rgba(11,23,54,.14);border:1px solid var(--line);font-size:14px;font-weight:600;display:flex;align-items:center;gap:8px;white-space:nowrap;animation:floatBounce 2.5s infinite ease-in-out}
.wa-tooltip span{color:#16A34A;font-weight:700}
@keyframes floatBounce{0%,100%{transform:translateY(0)}50%{transform:translateY(-4px)}}
@media(max-width:640px){.wa-tooltip{display:none}.wa-float{bottom:16px;right:16px}.wa-btn{width:52px;height:52px}.wa-btn svg{width:28px;height:28px}}


/* Hero Lead Card & Buttons Spacing Fix */
.hero .lead {
  margin-bottom: 24px !important;
}
.hero .btns {
  margin-top: 24px;
}

/* Modern Interactive FAQ Accordion */
.faq-container {
  max-width: 880px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.faq-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(18, 40, 90, 0.04);
  transition: all 0.25s ease;
}
.faq-card:hover {
  border-color: var(--teal);
  box-shadow: 0 8px 24px rgba(14, 165, 160, 0.12);
}
.faq-card[open] {
  border-color: var(--navy);
  box-shadow: 0 8px 24px rgba(18, 40, 90, 0.1);
}
.faq-head {
  padding: 20px 24px;
  cursor: pointer;
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  user-select: none;
  list-style: none;
}
.faq-head::-webkit-details-marker {
  display: none;
}
.faq-head span {
  flex: 1;
}
.faq-chevron {
  width: 20px;
  height: 20px;
  color: var(--teald);
  flex: none;
  transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
.faq-card[open] .faq-chevron {
  transform: rotate(180deg);
  color: var(--amber);
}
.faq-body {
  padding: 0 24px 24px 24px;
  color: var(--body);
  font-size: 15px;
  line-height: 1.7;
  border-top: 1px solid var(--tint);
  margin-top: 4px;
  padding-top: 16px;
  animation: faqFadeIn 0.3s ease;
}
.faq-body p {
  margin: 0;
}
@keyframes faqFadeIn {
  from { opacity: 0; transform: translateY(-6px); }
  to { opacity: 1; transform: translateY(0); }
}


.hero .lead {
  color: var(--body);
  font-size: 18px;
  line-height: 1.65;
  margin-bottom: 32px;
  max-width: 540px;
}
.hero .btns {
  margin-top: 0;
}

/* Subpages Enhanced Hero Layout with Visual Illustration Cards */
.phero {
  background: linear-gradient(180deg, #fff, var(--bg));
  padding: 64px 0 56px;
  border-bottom: 1px solid var(--line);
}
.phero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.phero-text h1 {
  font-size: clamp(32px, 3vw, 48px);
  margin-bottom: 16px;
  color: var(--navy);
  font-weight: 800;
  line-height: 1.25;
}
.phero-text .lead {
  background: transparent;
  padding: 0;
  box-shadow: none;
  border-radius: 0;
  color: var(--body);
  font-size: 18px;
  line-height: 1.65;
  margin-bottom: 28px;
  max-width: 620px;
}
.phero-vis {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}
.phero-card-illus {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 16px 40px rgba(18, 40, 90, 0.08);
  width: 100%;
  max-width: 460px;
  position: relative;
}
@media (max-width: 900px) {
  .phero-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

@media (max-width: 1000px) {
  .nav-search {
    width: 100%;
  }
  .nav-search input {
    width: 100% !important;
  }
  .search-results {
    width: 100%;
    left: 0;
    right: 0;
  }
}

/* Back to Top Floating Button */
.back-to-top {
  position: fixed;
  bottom: 92px;
  right: 24px;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy);
  color: #ffffff;
  border: 2px solid rgba(255, 255, 255, 0.2);
  box-shadow: 0 8px 24px rgba(11, 23, 54, 0.3);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}
.back-to-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.back-to-top:hover {
  background: var(--amber);
  color: var(--ink);
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(245, 165, 36, 0.4);
}
.back-to-top svg {
  width: 22px;
  height: 22px;
}

/* Blue Strip Card Icons & Layout */
.strip-ic {
  width: 32px;
  height: 32px;
  color: var(--amber);
  margin-bottom: 8px;
  display: inline-block;
}
.strip div {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

/* Mobile Dropdown & Topbar Responsiveness */
@media (max-width: 1000px) {
  .dropdown {
    position: static;
    display: none;
    box-shadow: none;
    border: none;
    padding: 6px 0 6px 16px;
    background: transparent;
  }
  .menu li.has-drop.open .dropdown,
  .has-drop.open .dropdown {
    display: block !important;
  }
  .dropdown li a {
    padding: 10px 12px;
    min-height: 44px;
    display: flex;
    align-items: center;
    font-size: 14px;
  }
  .has-drop > a {
    display: flex;
    align-items: center;
    justify-content: space-between;
    cursor: pointer;
    -webkit-tap-highlight-color: transparent;
  }
  .has-drop > a .arr {
    transition: transform 0.25s ease;
    display: inline-block;
  }
  .has-drop.open > a .arr {
    transform: rotate(180deg);
  }
}

@media (max-width: 768px) {
  .top .wrap {
    justify-content: center;
    padding: 6px 12px;
    text-align: center;
  }
  .tl {
    justify-content: center;
    gap: 4px 10px;
    font-size: 11px;
    text-align: center;
    width: 100%;
  }
  .tl span+span:before {
    content: "•";
    margin-right: 8px;
    margin-left: 2px;
    opacity: 0.5;
  }
  .strip div {
    padding: 22px 12px;
  }
  .strip b {
    font-size: 24px;
  }
  .strip span {
    font-size: 13px;
  }
  .strip-ic {
    width: 26px;
    height: 26px;
    margin-bottom: 6px;
  }
  .back-to-top {
    bottom: 84px;
    right: 16px;
    width: 44px;
    height: 44px;
  }
}

/* Mobile CTA Button Layout & Small Device Optimization */
@media (max-width: 540px) {
  .btns {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
    gap: 12px;
  }
  .btns .btn {
    width: 100%;
    flex: none;
    min-height: 48px;
    padding: 0 16px;
    font-size: 15px;
    justify-content: center;
    white-space: nowrap;
  }
  .phero-vis {
    width: 100%;
  }
  .phero-card-illus {
    padding: 20px 16px;
    border-radius: 18px;
  }
}

@media (max-width: 480px) {
  section {
    padding: 48px 0;
  }
  h1 {
    font-size: clamp(28px, 7.5vw, 36px);
    margin-bottom: 16px;
  }
  h2 {
    font-size: 24px;
    margin-bottom: 8px;
  }
  .lead, .phero-text .lead {
    font-size: 16px;
    line-height: 1.6;
    margin-bottom: 24px;
  }
  .card {
    padding: 24px 18px;
    border-radius: 14px;
  }
  .faq-head {
    padding: 16px 18px;
    font-size: 15px;
    gap: 12px;
  }
  .faq-body {
    padding: 0 18px 18px;
  }
}

@media (max-width: 400px) {
  nav .wrap {
    min-height: 64px;
    gap: 8px;
    padding-left: 12px;
    padding-right: 12px;
  }
  .brand-logo-img {
    height: 34px;
    max-width: 100px;
  }
  .logo {
    font-size: 15px;
    gap: 6px;
  }
  .burger {
    width: 42px;
    height: 42px;
  }
  .tl {
    font-size: 10px;
    gap: 2px 6px;
  }
  .tl span+span:before {
    margin-right: 6px;
  }
  .strip div {
    padding: 16px 6px;
  }
  .strip b {
    font-size: 20px;
  }
  .strip span {
    font-size: 11.5px;
  }
}